The Baim Law Firm is now investigating Zofran birth defect cases and Xarelto side effect cases. Call the Baim Law Firm at 800-848-2941 or use the contact form on this page if you suspect your child or a child in your family has suffered birth defects due to Zofran. Click here for more information on Zofran. If you or a loved one has suffered from the side effects of Xaelerto, click here.
Call the Baim Law Firm for your free consultation:

Pine Bluff
870.534.2941 or 800.848.2941

Hot Springs
501.609.9800 or 866.609.1700

Do not feel by yourself. Millions of American families have found debt relief and a fresh start through bankruptcy.

Arkansas bankruptcy questions and answers

Talk to Diana Turner, Robert Rushing, or Melanie Ewell about debt relief through bankruptcy.

What are the differences between Chapter 7 and Chapter 13 bankruptcy?

Chapter 7 Bankruptcy

Chapter 7 bankruptcy discharges and eliminates unsecured debts such as:

  • Credit cards
  • Charge accounts
  • Deficiencies on repossessed items
  • Medical bills
  • Most personal loans
  • Judgments resulting from car accidents
  • Some older tax debts
  • Payday loans, and garnishments

There are exceptions and some debts may not be eliminated. Your Baim Law Firm bankruptcy attorney will explain this to you.

Chapter 7 bankruptcy may be the best debt relief option for people who have little or no income and have little or no money left each month, who rent or have little equity in their home, and have few assets outside furniture, clothing and other basic necessities.

What information do I need to furnish for Chapter 7 bankruptcy?

The bankruptcy court requires a lot of information when you file for Chapter 7 Bankruptcy. You provide the information to us and we take care of all of the details. To help you gather this information, we have provided a Chapter 7 Bankruptcy Checklist. Click here for the checklist.

Chapter 13 Bankruptcy

Chapter 13 bankruptcy debt relief allows you to reorganize your debts through a monthly repayment plan approved by the bankruptcy court. You can only file for Chapter 13 bankruptcy if you have a regular income. The amount of your monthly payment depends on your income, assets and the amount of debt.

Chapter 13 bankruptcy may be the best option for people:

  • Who own property
  • Have a mortgage or other deferred payments
  • And have fallen behind in payments

The court-approved Chapter 13 plan prescribes one payment to replace the existing payments. That payment is made to the court-appointed trustee who pays the creditors. Most Chapter 13 plans are completed in three to five years.

What information do I need to furnish for Chapter 13 bankruptcy?

The bankruptcy court requires a lot of information when you file for Chapter 13 Bankruptcy. You provide the information to us and we take care of all of the details to help you get the debt relief you need. To help you gather this information, we have provided a Chapter 13 Bankruptcy Checklist. Click here for the checklist.

Contact the Baim Law Firm for your free consultation. Call 800.848.2941 or 800.848.2941 or use the contact form above.

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